Copyright © 2009 MyDiscountDentalPlans.net
"Plans offered by DentalPlans.com are not dental insurance policies and the plans do not make payments directly to the providers of dental services.
Discount Dental Plan Highlights:
- Save 10% to 60% on most dental procedures.
- Affordable payments.
- Choose from more than 30 discount dental plans.
- The most dentist listings in combined networks anywhere!
- Discounts on dental specialties available on select plans.
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Jared Balis
Broker ID #50999
Address:
3556 South 5600 West #141
Salt Lake City UT, 84120
Phone:
801-679-0405
Call (800) 219-7473 to learn more!
Dental Discount Plan vs Dental Insurance - A Real Example
Here's a real example comparing dental discount plans with dental insurance. Although these plans aren't beneficial for everyone, they are an excellent solution for a lot of people.
Dental Insurance
In 2008, an insurance client of mine had a dental insurance plan for his young family of five. His monthly premium for the five people in his family was $94.00. He paid $1,128 for his insurance plan for that year. Each member of his family went in for a cleaning twice that year, which cost $100 in copays. His son and daughter both needed fillings for cavities which cost $104 total, after the insurance paid their portion. Other than the two fillings, the family's teeth remained healthy. His total dental costs for the year equaled $1,332.
If He Had a Discount Plan
If he would have had a discount plan instead he would have paid $178 for the annual plan cost, $77 for each filling and $500 for his family's cleanings that year (slightly more, but I will use $500 for easy math). His total cost for the year would have been $732.
The Savings
He would have saved $600 that year; enough to pay for a crown or root canal under his dental discount plan if one of his family members needed one. Or, he could have saved the $600 if no one else in his family needed dental work.
The Bottom Line
The bottom line? If you or your family have healthy teeth and only need occasional dental work, consider switching to a dental discount plan. Learn more and view plans and pricing in your area now!
*This example is based on a specific dental discount plan and a specific dental insurance plan. Different dental discount plans have different discount percentages for different procedures. Find out what discounts you will receive on procedures of concern before purchasing a plan.
"I started My Discount Dental Plans to address a difficult decision many of my clients were faced with; whether to purchase an expensive dental insurance plan, or to self-insure for their dental expenses. My clients were looking for something in-between."
- Jared Balis
"Let's face it. If you have a dental insurance plan, whether you use your benefits or not, the insurance company keeps your premiums.
Discount dental plans give you an opportunity to save most of that money, but still have protection in case it's needed."
- Jared Balis
